Introduction When al-Qaeda in the Islamic Maghreb (AQIM) expanded from Algeria into the Sahel, it became part of a broader evolution in how terrorist...
Introduction In the current hyper-connected world, where social media and smartphones dominate the lives of youth, an accelerating form of digital scam, digital sextortion,...
Introduction Traditional transaction monitoring was designed for a payment world that no longer exists. For firms operating African-corridor mobile money, the question is no...
Introduction The 2023 McKinsey and Company Global Payments[i] analysis indicates that the global decline in cash usage observed during the pandemic persists, marked by a significant...
Why Conventional BWRAs Fall Short Business-Wide Risk Assessments (BWRAs) underpin an effective risk-based approach to AML, CTF and counter-proliferation financing. Yet many BWRAs produced...
M-Pesa, Wave, MTN MoMo, and their peers have supercharged financial inclusion across Africa, while quietly creating a new generation of typologies that some banking...
Introduction During a recent trip to Ghana, I saw something that should genuinely trouble regulators, telecom operators, and anyone who cares about the integrity...
Introduction The COVID-19 pandemic has led to unprecedented global challenges and disruptions to businesses in all sectors, including the banking sector. Banks have had to...
Introduction Real estate has long been a magnet for illicit finance. Its high value, perceived stability, and ability to disguise ownership make it a...
Introduction As nations vie for a larger share of global business, many are increasingly overlooking corruption in favour of economic gain and national interests....